![]() The offering documents are not an offer to sell the securities and are not soliciting an offer to buy the securities in any jurisdiction where the offer or sale is not permitted or where the person making the offer or sale is not qualified to do so or to any person to whom such offer or sale is not permitted. If you possess the offering documents, you should find out about and observe these restrictions. ![]() The distribution of the offering documents and the offering of securities in some jurisdictions may be restricted by law. We are offering securities for sale in those jurisdictions in the United States where it is lawful to make such offers. When you read the applicable product supplement and prospectus supplement, please note that all references in the supplements to the prospectus dated March 23, 2012, or to any sections therein, should refer instead to the prospectus dated March 19, 2015, or to the corresponding sections of the prospectus, unless otherwise specified or the context otherwise requires. If the terms described in the applicable pricing supplement are different or inconsistent with those described herein (or with those described in the prospectus, prospectus supplement, any applicable product supplement or any applicable free writing prospectus), the terms described in the applicable pricing supplement will control. ![]() You should read this underlying supplement, the related prospectus supplement dated March 23, 2012 and the related prospectus as amended by the Post-Effective Amendment to the Registration Statement filed on March 19, 2015, the applicable product supplement and pricing supplement, and any applicable free writing prospectus (each, an “ offering document”) carefully before you invest. ![]()
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